MMF Update

This is a follow-up to MMF rtn vs Bank deposit rates which I post on a monthly basis.Remarks: $1,000 parked in MMF would have yielded $10.98 more than savings rates YTD since 1st Jan2008. I am comparing MMF to savings because of their withdrawal flexibility.
Other figures as shown above. Fixed Deposit, on the other hand, is not as flexible when it comes to withdrawal.
Fixed Deposit rates reference: MAS

MMF annualized returns as of 28Nov2008 since 1Jan2008: 1.348% p.a

Try out new ways.....upd 31Dec2008

Date Start: 1Jan2008
NAV = $3,534.64 as of date 31Dec2008
Returns to-date (since 1Jan2008) = -29.31%

Benchmark: iShares MSCI EAFE Index Fund (ETF)
Date Start: 1Jan2008
NAV = $2,767.55 as of date 31Dec2008
Returns to-date (since 1Jan2008) = -42.65%